ARC's Disciplined 10 Factor Research Checklists Have Multiple
Qualitative Risk/Return Dimensions
Should we trust issuer quality ratings?
How do guaranty association rules differ?
By state and by contract-type
How can monitoring be done properly?
Proper peer group analysis critical
Accumulation, near retirement, or all three?
1) Segment annuity solutions into categories
2) Be intentional about life stages to solve for
3) Document all decisions
Risk Control | Cost Control | Reliability of performance.
Every annuity contract reflects unique risk/return characteristics.
We help fiduciaries evaluate the tradeoffs relative to the proper benchmark universe for each product category.
Single Premium Immediate Annuities have been around a long time.
They're commonly used by defined benefit plans to de-risk.
Several platforms are available to help consumers comparison-shop.
We do the same -- including providing research on the different platforms themselves!